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Author Topic: Duel Sport Insurance recommendations  (Read 1095 times)

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Offline WarrenM

Duel Sport Insurance recommendations
« on: August 11, 2012, 08:42:57 am »
Hello, I have insured my off road bikes in the past and I am reasonably new to Dual Sports so hence my question, who do you recommend to insure my F800GS?
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Offline Freerad

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Re: Duel Sport Insurance recommendations
« Reply #1 on: August 11, 2012, 09:33:06 am »
Have a look at dirtsure, they specialise in dual sport bikes. Even insure you in neighbouring countries.
 

Offline Arno Roux

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Re: Duel Sport Insurance recommendations
« Reply #2 on: August 12, 2012, 08:28:12 pm »
Bel vir Eric 082 780 7576. Hy sal jou kan help
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Offline Allegro

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Re: Duel Sport Insurance recommendations
« Reply #3 on: August 13, 2012, 06:47:09 am »
Have a look at dirtsure, they specialise in dual sport bikes. Even insure you in neighbouring countries.

And will repatriate you back, arrange lodging etc if needed.
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Offline WarrenM

Re: Duel Sport Insurance recommendations
« Reply #4 on: August 13, 2012, 06:30:10 pm »
Thanks all  :thumleft:
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Offline ican

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Re: Duel Sport Insurance recommendations
« Reply #5 on: August 13, 2012, 07:30:55 pm »
I have been insuring my bikes with Outsurance for a long time.
May be worth your while to get a quote
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Offline Kamikaze Swazi

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Re: Duel Sport Insurance recommendations
« Reply #6 on: August 13, 2012, 08:32:08 pm »
I have been insuring my bikes with Outsurance for a long time.
May be worth your while to get a quote

Good luck if something happens to you, Outsurance are notorious for poor/non pay-outs, I paid a little more and went to Santam, but p8ssed off that I didn't know about dirtsure though...
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Offline landieman

Re: Duel Sport Insurance recommendations
« Reply #7 on: August 14, 2012, 05:10:02 am »
is riding dirt road normally not covered?
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Offline Rags

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Re: Duel Sport Insurance recommendations
« Reply #8 on: March 18, 2015, 10:09:20 am »
Apologies for reviving an old thread.

Currently BMW is smoking me. R520pm for my 2007 x country. Queried this. Best offer: R500! I understood why the premium started high for me: I just started riding and was under the age of 25, but that was 4 years ago when I paid like R380pm this year it jumped from R472 to R520 and I've had enough.

I've searched through a few old threads and people seem to be happy with bmw/forbes and pay significantly less, so what gives?
http://www.wilddog.za.net/forum/index.php?topic=93269.20

Does anyone have alternatives or someone I can contact at bmw/forbes? Or should I go through my broker? Sorry if questions are silly, I am very dof when it comes to finance stuff.
 

Offline Allegro

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Re: Duel Sport Insurance recommendations
« Reply #9 on: March 18, 2015, 12:29:10 pm »
is riding dirt road normally not covered?

"normal" insurance cover does not include cover when you go "off road"

Driving on secondary gravel roads etc no problem

Dirtsure for eg will even cover you in MSA registered races and AMAGESA.

On Dual sport motorcycles they cover and repatriate you from neighbouring counties aswell.

Had a client that came off in Tanzania, they went and fetched him and the bike...
« Last Edit: March 18, 2015, 12:30:50 pm by Allegro »
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Offline rival

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Re: Duel Sport Insurance recommendations
« Reply #10 on: March 21, 2015, 12:41:02 am »
I've also been investigating insurance premiums this past week, and requested an insurance quote from bmw finance and got a reply from Blake Connect (?). Yesterday morning after answering all their questions, they quoted me ~R830. I realised that I left out some details which should reduce my risk, so I asked them this morning just to add it to the "risk analyses" and re-quote me. Get a call, have to answer all the questions again. ~R1100. If it keeps increasing at R11 an hour I'm going to be screwed by the time I decide which bike to buy.

???

Will have to email dirtsure for a quote as well.
 

Offline Casting from Turd

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Re: Duel Sport Insurance recommendations
« Reply #11 on: March 21, 2015, 07:48:20 am »
Your request for a quotation on your new Motor cycle has reference.

Motor cycle insurance can be quite a volatile market, premiums can tend to be very high.  That said we have a facility available to us called “New Wheels” which is a subsidiary of Zurich, which is extremely competitive.

Based on a value of R70 000 (R60 000 + R10 000 accessories) , the premium is R360.87 per month, inclusive of all fees etc.

I also forward herewith the sheet of basic cover and excesses for your perusal and consideration, but wish to point out the following additional excess : “If the motor cycle is parked overnight but not in a locked garage” and it is stolen, an additional 5% of a claim – minimum R2 500 will apply.  Hence my question this morning about overnight parking.

This is the insurance I get from Zurich
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Offline ican

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Re: Duel Sport Insurance recommendations
« Reply #12 on: March 21, 2015, 08:09:29 am »
I pay around R305 pm for my KTM 990R (value R100k) with Outsurance. On the one occasion that I had a claim, the payout was prompt. With Dirtsure the premium is more than double. 😨


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Offline Allegro

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Re: Duel Sport Insurance recommendations
« Reply #13 on: March 21, 2015, 04:08:27 pm »
Will have to email dirtsure for a quote as well.

Contact me if you're interested, I'm accredited Dirtsure broker  :deal:
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