Hi
Forgot to mention ear plugs, I also use two jackets, but I carry a drymac when I use my mesh jacket. If I run late and the temperature drops, I put the drymac on under my jacket. (Helps for a light drizzle as well.)
When I was in JHB I used a balaclava during the winter, my nut used to freeze, I also envied the guys with heated grips, winter gloves or not, when you get to your destination, one has to pry your hands off the handle bars as they have frozen to the grips. (At least I wont have that problem any more, being in Durbs and all.
I don't have proper boots, just my 'cats', that?s why I have to use ?over boots? when it rains. (Purchased in Germany, don't know if you can get them in SA)
I agree about the cost, biking is more expensive than a car, but worth every cent. I have both, the only time I need my car is when I need to play taxi for staff members coming to visit from the JHB branch. (If the stay for more than one day, I insist that they hire a car.)