3 bikes, all second-hand, all cash, around R36k +R12k +R34K, bought over a period of time...
Could possibly afford a new bike, but I get a kick out of 2nd hand, and the day I drop it, I have a wry smile, rather than tears!
Same with a car, cash, 2nd hand to me, now 10 years that I've had it, driving a paid-off car is the smoothest ride you can find, even if it's a skedonk.
MyDad was old-school, other than a mortgage bond, try, try, try to pay cash for vehicles, even when it meant trading down - was sound advice, for me, anyway.
Chris