Is there a huge price difference between the two?? Otherwise you getting a whole lot less HP in a bike that weighs 5kg less than the 1200.
1200 starts at R199k, the 950 starts at R176k.
R23k is nothing to sniff at but 11% is not enough of a difference in my books. 10% deposit, 48 months at prime it works out to R600pm difference...hmmm....
KTM's gaps are a little bigger but even there it's still hard to justify buying the smaller bike.