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Author Topic: Cape Town to Europe Travel Insurance  (Read 313 times)

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Offline nicoleb

Cape Town to Europe Travel Insurance
« on: July 20, 2019, 11:15:40 am »
Hey fellow Wild Dogs,

My partner and I are riding up the East coast of Africa from Cape Town in Jan 2020.

The countries we're riding through include:

- South Africa
- Namibia
- Botswana
- Zimbabwe
- Malawi
- Mozambique
- Tanzania
- Kenya
- Sudan
- Ethiopia
- Egypt

We'll be shipping the bikes back home from Egypt, then flying over to Europe where we'll be travelling via public transport.

Finally, the plan is to volunteer on a yacht as crew to sail back from Europe to Cape Town.

We estimate the entire trip to take about 8 months and we'll both be 29 years old on departure.

I have been scouring the internet trying to find comprehensive health insurance that will cover us for 'dangerous' activities such as riding motorbikes, rock climbing, hiking, etc. not to mention cover us for going through African countries.

I found World Nomads (https://www.worldnomads.com/row/) travel insurance but the quote they gave me was quite pricey at 22 000 ZAR.

Can anyone recommend any other options?

Thank you!
« Last Edit: July 20, 2019, 11:16:42 am by nicoleb »
 

Offline erey

Re: Cape Town to Europe Travel Insurance
« Reply #1 on: July 20, 2019, 12:36:43 pm »
I will follow the subject and your trip.

I plan to do the same but end of 2021.

I will join the next meeting of Horizon Unlimited this year to find info and tips.
Bonne route

Eric

Previous Bike: https://goo.gl/photos/biA7EsWnYEUvwYtA6
 
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Offline Sardine

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Re: Cape Town to Europe Travel Insurance
« Reply #2 on: July 20, 2019, 02:49:48 pm »
Awesome!

I used Travel Insurance Consultants when I climbed Kilimanjaro.

Offline roburt

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Re: Cape Town to Europe Travel Insurance
« Reply #3 on: July 29, 2019, 01:25:51 pm »
Make sure also your medical cover includes evacuation back to south africa. I live in Tanzania I am on Discovery with a plan that offers "Africa benefit" . Hospitals and doctors in this area is ok for basic stuff and malaria, but advance help evacuation would be best.

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Re: Cape Town to Europe Travel Insurance
« Reply #4 on: July 29, 2019, 01:50:48 pm »
Some travel insurance products exclude travelling by motorcycle. Make sure of this before you pay............
 
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Offline Fudmucker

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Re: Cape Town to Europe Travel Insurance
« Reply #5 on: July 30, 2019, 05:39:03 am »
Some travel insurance products exclude travelling by motorcycle. Make sure of this before you pay............
AFAIK, all the economic ones do exclude travelling by motorcycle.
You need to get specific cover added - at a cost.
I had to take the risk for a one day ride in Australia some 15 years ago.
The cost would have increased terrifically for the motorcycle cover.
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Offline nicoleb

Re: Cape Town to Europe Travel Insurance
« Reply #6 on: August 04, 2019, 04:32:28 pm »
Awesome!

I used Travel Insurance Consultants when I climbed Kilimanjaro.

Thanks! TIC seem good, unfortunately they don't cover climbing of any sort
 
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Offline nicoleb

Re: Cape Town to Europe Travel Insurance
« Reply #7 on: August 04, 2019, 04:49:58 pm »
Some travel insurance products exclude travelling by motorcycle. Make sure of this before you pay............
AFAIK, all the economic ones do exclude travelling by motorcycle.
You need to get specific cover added - at a cost.
I had to take the risk for a one day ride in Australia some 15 years ago.
The cost would have increased terrifically for the motorcycle cover.

Travel Insurance Consultants do cover motorcycle travel. The cost does increase slightly if you're riding a bike over 250cc but still works out to be slightly cheaper than Discovery back home  :) TIC quoted me around R19 000 for both my partner and I for the 8 month period. We won't be choosing them however due to them not covering rock climbing. World Nomads' quote increased significantly to cover climbing - around R34 000.

The search continues... will keep you guys updated!

You can check out TIC's various policies here if you're interested:

https://www.tic.co.za/travel-insurance/policy-wordings