Welcome, Guest. Please Login or Register

Author Topic: CROSS BORDER AND INSURANCE  (Read 212 times)

0 Members and 1 Guest are viewing this topic.

Offline NEON DEON

CROSS BORDER AND INSURANCE
« on: July 17, 2020, 10:32:59 am »
Have you given the possibility of repudiation of a claim any thought if you decided that , stuff them I am going , or you get a ;permit" and go , end up unfortunate in a accident or your bike gets stolen ? Will insurance pay? I have mailed my broker , but have not had a answer as yet to my question.
 

Offline RobD

Re: CROSS BORDER AND INSURANCE
« Reply #1 on: July 17, 2020, 10:50:33 am »
Just remember that a policy will only cover a peril or event that is legal. So an event after 9pm is deemed illegal (currently) and therefore not covered, unless justifiable in terms of the law... ie travel for medical purposes etc

So if you are within the territorial limits of your policy and have the required travel permit I see no complications. :thumleft:

No investigation on my part, just as I understand it..
 

Online Allegro

  • Forum Whore
  • ****
  • Bike: KTM 1290 Super Adventure
    Location: Gauteng
  • Posts: 5,913
  • Thanked: 49 times
  • a Day without laughter is a day wasted..
Re: CROSS BORDER AND INSURANCE
« Reply #2 on: July 20, 2020, 06:21:14 am »
Have you given the possibility of repudiation of a claim any thought if you decided that , stuff them I am going , or you get a ;permit" and go , end up unfortunate in a accident or your bike gets stolen ? Will insurance pay? I have mailed my broker , but have not had a answer as yet to my question.

Contact me, depending on the insurer and policy I could tell you about the pitfalls.
Adventure bike and 4x4 insurance specialist.
Pierre - 083 324 4232

Rebel Dog
 

Offline NEON DEON

Re: CROSS BORDER AND INSURANCE
« Reply #3 on: July 21, 2020, 09:42:17 am »
Received a reply from my broker , and his response was , (Your Insurance Policy is only valid whilst the vehicle is being driven in a legal manner.  Certain lesser Insurers would definitely use this to reject a claim.  But the professional Insurers used by Genesis would not reject such a claim )

 

Offline RobD

Re: CROSS BORDER AND INSURANCE
« Reply #4 on: July 21, 2020, 09:46:19 am »
Received a reply from my broker , and his response was , (Your Insurance Policy is only valid whilst the vehicle is being driven in a legal manner.  Certain lesser Insurers would definitely use this to reject a claim.  But the professional Insurers used by Genesis would not reject such a claim )


mmmmmm...... That is a crappy response in my view.... But he commits to cover so make sure his PI premiums are paid....

The term " lesser insurers" and "professional insurers"  would raise serious alarm bells to me....  What is a professional insurer?
 

Offline 4 Kays

  • Senior Member
  • ***
  • Bike: Honda XRV 750 Africa Twin
    Location: Eastern Cape
  • Posts: 1,361
  • Thanked: 12 times
  • Live your life - you only have one to live !!
Re: CROSS BORDER AND INSURANCE
« Reply #5 on: July 21, 2020, 11:55:43 am »
While working in Lesotho, and coming home for a few days every month, it was required that I advise the Insurers on a monthly basis the time and date entering and leaving. I must admit though that they were not very keen to cover for extended periods of time.