Insurance question write-off or not?

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afririder

Pack Dog
Joined
Dec 4, 2007
Messages
52
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0
Location
kempton park
Bike
Honda XRV 750 Africa Twin
Could someone please give me some insight as to how insurance companies determine if you were in a accident with your bike whether they repair it or write-off? How do they come to the final say?

Let say your bike's worth round about 50k and damages come to about  39k do they repair ?
 
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