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Author Topic: Where to get decent bike insurance??  (Read 963 times)

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Offline weskus

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Where to get decent bike insurance??
« on: October 03, 2011, 12:40:59 pm »
Guys, my F800GS was insured with BMW and my previous Dakar as well. The insurance instalment on the 800 was R426.00 monthly and the quote I got from Santam(were all my other stuff is insured) for the 800 were R459.00
I also got a quote for the 2010 KTM and after receiving the mail 2 hours ago only regain my conscience now, R1150.00
Goeie fok man.. Let me know where you guys are insured..

Appreciate...
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Offline lpj

Re: Where to get decent bike insurance??
« Reply #1 on: October 03, 2011, 12:54:54 pm »
See attachment - what I pay at Hollard.

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Online Heimer

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Re: Where to get decent bike insurance??
« Reply #2 on: October 03, 2011, 01:06:53 pm »
Quote from: weskus on October 03, 2011, 12:40:59 pm
Guys, my F800GS was insured with BMW and my previous Dakar as well. The insurance instalment on the 800 was R426.00 monthly and the quote I got from Santam(were all my other stuff is insured) for the 800 were R459.00
I also got a quote for the 2010 KTM and after receiving the mail 2 hours ago only regain my conscience now, R1150.00
Goeie fok man.. Let me know where you guys are insured..

Appreciate...

Kom jou voete by die grond?
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Offline weskus

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Re: Where to get decent bike insurance??
« Reply #3 on: October 03, 2011, 02:17:07 pm »
Thanks Lpj... en ja Heimer...is jy gehok vir die Bash?? So lyk dit nou as 'n ou bok jong blare vreet  :peepwall:
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Offline Naadus

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Re: Where to get decent bike insurance??
« Reply #4 on: October 03, 2011, 02:20:01 pm »
Give Outsurance a call...
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Offline volroom

Re: Where to get decent bike insurance??
« Reply #5 on: October 03, 2011, 02:24:14 pm »
Also try auto and general. Think I've got a shweet deal with them: 2003 BMW GS1150, worth R58500 - premium R360, excess R2500 and they recently paid out - no issues
« Last Edit: October 03, 2011, 03:46:35 pm by volroom »
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2003 R1150GS
 

Online Heimer

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Re: Where to get decent bike insurance??
« Reply #6 on: October 03, 2011, 02:38:21 pm »
Quote from: weskus on October 03, 2011, 02:17:07 pm
Thanks Lpj... en ja Heimer...is jy gehok vir die Bash?? So lyk dit nou as 'n ou bok jong blare vreet  :peepwall:

 :biggrin: Nee my blaartjie gee nie om nie. Dis my werk die keer.  :biggrin:
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Offline Manic

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Re: Where to get decent bike insurance??
« Reply #7 on: October 03, 2011, 02:49:27 pm »
For the last 2 years I thought I had awesome Insurance.

On my GSA Insured for R180 000 I only paid R470.
On my GT Insured for R155 000 only paid R327.

Until, and I hate fine print............

I gave all my stuff to a different broker to see if he can work a package deal out for me on all my vehicles cars included, he then informed me that with my Current Insurers, being Quicksure, on both my bikes I have a R30 000 excess each incase of accident, theft etc etc....

I now pay more for my bikes, but only have a fixed R2 500 excess.
Moved my stuff to Outsurance.
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Offline DrDirt

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Re: Where to get decent bike insurance??
« Reply #8 on: October 03, 2011, 02:51:55 pm »
Zurich  :thumleft:
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Offline Beebop

Re: Where to get decent bike insurance??
« Reply #9 on: October 03, 2011, 03:03:19 pm »
Outsurance actually sucks with bike cover in general because they stay away from high risk insurance.
The only time you get good rates from them is if you have built up a good profile rating
with them. I have been with them for many years and am getting preffered rates because
of my claim status, but otherwise they are rediculously priced.
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Offline Biesie

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Re: Where to get decent bike insurance??
« Reply #10 on: October 03, 2011, 03:18:55 pm »
Operator  :thumleft:
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Offline ChrisL - DUSTRIDERS

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Re: Where to get decent bike insurance??
« Reply #11 on: October 03, 2011, 03:28:11 pm »
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Offline weskus

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Re: Where to get decent bike insurance??
« Reply #12 on: October 03, 2011, 03:29:21 pm »
Thanks guys for all the tips, will get a few quotes and let you know.. eish, I just love this forum :thumleft:
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Offline weskus

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Re: Where to get decent bike insurance??
« Reply #13 on: October 03, 2011, 03:54:15 pm »
Jirre, hier's die beste een nog sover, R1629,43 from Virgin Money.... :laughing4:
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Vorige scooters : Suzuki TS 185, Honda CD 200, Suzuki PE 250, Kawasaki Z650, Yamaha 495 IT, Kawasaki KLX 300, BMW F 650 GS Dakar, BMW F 800 GS, KDX200, KTM300, Suzuki GSXR1000, Honda CD200, KTM 1290 Superduke (stukkend geval) tans KTM 990 Adv - toer,  KTM 300 XCW- funrides,Honda Z50 Monkeybike(projek), Honda ST70 Dax, Honda CX500 Custom - bar toe..
 

Offline Operator

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Re: Where to get decent bike insurance??
« Reply #14 on: October 03, 2011, 04:00:00 pm »
Quote from: weskus on October 03, 2011, 03:54:15 pm
Jirre, hier's die beste een nog sover, R1629,43 from Virgin Money.... :laughing4:

Dit geen nuwe betekenis aan die term "Legend tax"  :imaposer:
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Offline Beebop

Re: Where to get decent bike insurance??
« Reply #15 on: October 03, 2011, 04:06:36 pm »
Quote from: weskus on October 03, 2011, 03:54:15 pm
Jirre, hier's die beste een nog sover, R1629,43 from Virgin Money.... :laughing4:
Arent they the ones who advocate "no excess" ?
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Offline GSLaaitie

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Re: Where to get decent bike insurance??
« Reply #16 on: October 03, 2011, 04:31:41 pm »
Quicksure. Eks 24 jaar oud. Het 'n 1200 GS verseker met 5% excess teen 'n premie van R540 pm.
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Offline Operator

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Re: Where to get decent bike insurance??
« Reply #17 on: October 03, 2011, 04:42:39 pm »
Quote from: GSLaaitie on October 03, 2011, 04:31:41 pm
Quicksure. Eks 24 jaar oud. Het 'n 1200 GS verseker met 5% excess teen 'n premie van R540 pm.

en jou minimum bybetaling is R 2 500

en dan kom seker nog R2000 by omdat jy onder 25 is.

en dan kom seker nog R3000 by omdat jy dalk jou lisensie minder
as 2 jaar het (indien van toepassing)

en dan is dit nog R3000 as jy in 'n enkelvoertuig (geen ander partye betrokke) ongeluk
is.

Premie by sulke versekeraars sê niks.............dis so goedkoop juis omdat die polis so
gelaai is met bybetaling bo-op bybetaling.

Maar gegewe.............as mens 24 jaar oud is, laat versekeraars jou nie met baie keuses
nie, so mens moet maar vat wat jy kan kry en hoes en betaal.  :thumleft:
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Offline Manic

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Re: Where to get decent bike insurance??
« Reply #18 on: October 03, 2011, 04:43:27 pm »
Quote from: GSLaaitie on October 03, 2011, 04:31:41 pm
Quicksure. Eks 24 jaar oud. Het 'n 1200 GS verseker met 5% excess teen 'n premie van R540 pm.

Lees net mooi.

Dis 5% aanvanklik ja.
Onder n sekere ouderdom nog 5%
Onder sekere aantal jare wat jy licence het nog 5%.
En en en en en........

En so add dit op op die einde vd dag.
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Offline GSLaaitie

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Re: Where to get decent bike insurance??
« Reply #19 on: October 03, 2011, 04:46:21 pm »
Ek was bang daarvoor, maar ek het die bike toe per abuis bietjie afgeskryf verlede maand en hulle het my net R7500 gevra vir Excess en die res uitbetaal. Fiets was 16 maande oud en hulle waardeer hom op R153750. Eks tevrede.
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